:root{--navy:#0f2a4a;--navy-2:#16395f;--green:#1f9d55;--green-d:#178046;--ink:#1d2733;--muted:#5b6876;--bg-alt:#f3f6f9;--line:#dfe5ec;--r:12px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);line-height:1.6;font-size:16px}
a{color:inherit}
.container{max-width:1160px;margin:0 auto;padding:0 20px}
.narrow{max-width:860px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;padding:12px 20px;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;transition:.15s}
.btn-green{background:var(--green);color:#fff}.btn-green:hover{background:var(--green-d)}
.btn-outline{border-color:#fff;color:#fff}.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-lg{padding:16px 28px;font-size:1.1rem}.btn-block{width:100%;padding:15px;font-size:1.05rem}
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 10px rgba(15,42,74,.06)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{display:flex;align-items:center;gap:8px;font-weight:800;font-size:1.2rem;color:var(--navy);text-decoration:none}
.logo-mark{background:var(--green);color:#fff;width:34px;height:34px;border-radius:8px;display:grid;place-items:center;font-size:1.2rem}
.logo.light{color:#fff}
.nav{display:flex;gap:24px}.nav a{text-decoration:none;color:var(--muted);font-weight:500;font-size:.95rem}.nav a:hover{color:var(--navy)}
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:64px 0 72px}
.hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:48px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;font-weight:700;color:var(--green);margin-bottom:10px}
.hero .eyebrow{color:#6ee7a4}.center{text-align:center}
h1{font-size:clamp(2.1rem,4.5vw,3.3rem);line-height:1.12;font-weight:800;margin-bottom:18px}
.lead{font-size:1.15rem;color:#d3deea;margin-bottom:22px;max-width:560px}
.checks{list-style:none;display:grid;gap:10px}
.checks li{padding-left:32px;position:relative;font-weight:600}
.checks li:before{content:"✓";position:absolute;left:0;top:1px;width:22px;height:22px;border-radius:50%;background:var(--green);display:grid;place-items:center;font-size:.8rem}
.form-card{background:#fff;color:var(--ink);border-radius:16px;padding:28px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.form-card h2{color:var(--navy);font-size:1.5rem}.form-sub{color:var(--muted);margin-bottom:16px;font-size:.95rem}
.lead-form{display:grid;gap:12px}.lead-form .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.lead-form label{display:grid;gap:4px;font-size:.85rem;font-weight:600;color:var(--navy)}
.opt{color:var(--muted);font-weight:400}
.lead-form input,.lead-form select{font:inherit;padding:11px 12px;border:1.5px solid var(--line);border-radius:8px;width:100%;background:#fff}
.lead-form input:focus,.lead-form select:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(31,157,85,.15)}
.fine{font-size:.75rem;color:var(--muted);text-align:center}
.thanks{text-align:center;padding:30px 10px}.thanks-icon{width:60px;height:60px;border-radius:50%;background:var(--green);color:#fff;font-size:2rem;display:grid;place-items:center;margin:0 auto 12px}
.thanks h3{color:var(--navy);font-size:1.4rem;margin-bottom:6px}
.section{padding:80px 0}.section.alt{background:var(--bg-alt)}
.section-title{text-align:center;font-size:clamp(1.7rem,3vw,2.3rem);color:var(--navy);font-weight:800;margin-bottom:44px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;text-align:center}
.num{display:inline-grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;font-size:1.3rem;margin-bottom:14px}
.step h3,.benefit h3{color:var(--navy);margin-bottom:8px;font-size:1.15rem}.step p,.benefit p{color:var(--muted)}
.benefits{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px}
.benefit{background:#fff;border-radius:var(--r);padding:26px;border-top:4px solid var(--green);box-shadow:0 4px 14px rgba(15,42,74,.06)}
.b-ico{font-size:1.6rem;font-weight:800;color:var(--green);margin-bottom:8px}
.situations{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.sit{padding:18px 20px 18px 48px;border:1px solid var(--line);border-radius:10px;font-weight:600;color:var(--navy);position:relative;background:#fff}
.sit:before{content:"✓";position:absolute;left:18px;color:var(--green);font-weight:800}
.table-wrap{overflow-x:auto;border-radius:var(--r);box-shadow:0 4px 14px rgba(15,42,74,.08)}
.compare{width:100%;border-collapse:collapse;background:#fff;min-width:520px}
.compare th,.compare td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line)}
.compare thead th{background:var(--navy);color:#fff}.compare thead th.us{background:var(--green)}
.compare td:first-child{font-weight:700;color:var(--navy)}
.compare td.us{background:#eefaf3;font-weight:600;color:var(--green-d)}
.testimonials{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.placeholder-box{border:2px dashed #b8c3cf;border-radius:var(--r);padding:26px;color:var(--muted);font-style:italic;background:#fafbfc}
.placeholder-box cite{display:block;margin-top:10px;font-style:normal;font-weight:600}
details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:12px;padding:0 20px}
summary{cursor:pointer;font-weight:700;color:var(--navy);padding:18px 0;list-style:none;display:flex;justify-content:space-between}
summary::-webkit-details-marker{display:none}summary:after{content:"+";color:var(--green);font-size:1.4rem;line-height:1}
details[open] summary:after{content:"–"}details p{padding-bottom:18px;color:var(--muted)}
.cta{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:72px 0;text-align:center}
.cta h2{font-size:clamp(1.7rem,3vw,2.4rem);margin-bottom:10px}.cta p{color:#d3deea;margin-bottom:26px;font-size:1.1rem}
.cta-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.footer{background:#0a1e36;color:#b9c6d4;padding:50px 0 24px;font-size:.95rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px;margin-bottom:30px}
.footer h4{color:#fff;margin-bottom:10px}.footer a{color:#b9c6d4}.footer .logo{margin-bottom:10px}
.disclaimer{border-top:1px solid #1e3654;padding-top:20px;font-size:.8rem;display:grid;gap:8px}
@media (max-width:900px){.nav{display:none}.hero-grid{grid-template-columns:1fr;gap:32px}.steps,.situations{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.hero{padding:36px 0 48px}.section{padding:56px 0}.steps,.situations,.testimonials,.lead-form .row,.footer-grid{grid-template-columns:1fr}
.header-inner{height:60px}.logo{font-size:1rem}.header-phone{padding:9px 12px;font-size:.85rem}.form-card{padding:22px}}